"I'm sorry, I'll definitely repay the money my husband borrowed."
"Ma'am, you're not working now, are you? How do you plan to repay such a large sum? We heard your husband passed away suddenly, so we do feel some sympathy—but we're running a business here."
"Listen, ma'am… how about you work at our shop to pay off the debt? It's a no-strings-attached adult entertainment establishment."
"I can't do something like that!"
"You don't have a choice. A lonely, sexually frustrated widow drowning in debt!"