20-year-old college student Megumi is addicted to host club men and has come to him to repay her debt. Unfortunately, she's been tricked by the host into owing more money and actually believes they're in a real relationship. Her naivety is evident throughout their conversation, as she pleads, "I don't want to trouble him, please lend me the money in exchange for sex," forcing him to grant the loan. However, immediately after receiving the funds, she suddenly vanishes. Having only received pleasure until now, she exposes everything just as the "Mating Finance Rules" dictate. As collateral, explicit filming is required; data will be deleted upon full repayment; loan amounts are determined by her face and body; if she defaults, the videos will be distributed. If the lender is satisfied, her credit limit may increase, and referring clients brings favorable interest rates. Short-term overseas job placements are also available. [Scene Details] Part one begins with an introductory shoot, followed by undressing, body inspection, blowjob, fingering, cunnilingus, deep throat, and creampie. Part two features deep throat in missionary, spooning, cowgirl, doggy style, missionary again, and facial cumshot.