She worked part-time at a 100-yen shop in Kanda, earning around 150,000 yen per month—quite low for her age. She had considered finding proper employment several times, but her messy handwriting became a complex that kept getting her rejected during document screenings, so she eventually gave up. Her living expenses were always tight, eaten up by student loan repayments and mobile phone bills. Having many friends meant her call charges were no joke, so to cover them, she started using a credit card from a well-known brand. For someone with no financial cushion, the revolving payment system was a godsend. Around that time, she began dabbling in online side gigs, using her credit card to buy up merchandise under the guise of "upfront investment." It was essentially speculative trading, but success didn't come easily. Every one of her investments failed, and the mountain of wealth she'd imagined quickly crumbled, leaving her on the brink of bankruptcy. Still, she kept telling herself, "This time will be different," refusing to stop buying more merchandise. As a result, her debt kept piling up. Looking at her monthly repayment breakdown, nearly half went straight to interest. Her credit limit was nearing its ceiling, and she found herself completely stuck. That's when she turned to consumer finance loans. To anyone's eyes, it was a foolish choice, but she was already too desperate to think clearly. With no increase in income and repayments growing constantly, the rising interest slowed down the reduction of her principal, forcing her to take out new loans just to cover old ones—she had fallen perfectly into a debt spiral. Returning home to her parents and cutting expenses to the minimum might have saved her. But she refused to change her lifestyle. Eventually, as expected, she hit her limit, living month to month on a tightrope. Desperate and out of options, she turned to night work as a last resort. Her appearance in this video is financially motivated. We ask that she earns properly, helping her pay off her debts.